Jayraj Builders Review: How I found my dream home in Vadodara

When it came to buying my dream house, I always had a specific idea in my mind. My idea of a dream home was pretty simple – a home with hut shape and a balcony. I always wished for a duplex house with a swing on terrace. I also like greenery a lot so I want to have mini garden on the terrace which would provide fresh air.

In addition to these pretty basic things, I also dreamt of having a rocking chair which I would place in my balcony and can have meaningful talk with my partner while sitting on that. I always wanted my family to eat together so I also wanted a small dining table with an open kitchen.

But that was it for me. After all, dream homes are just ‘dreams’, and dreams seldom come true. However, I found my dream realized when I visited Aishwarya by Jayraj Builders Vadodara. Standing true to its name, Aishwarya indeed was an embodiment of luxury combined with simplicity.

Aishwarya is caressed by fresh breezes from the Arabian Sea and bathed in rich sunlight, and is located in the elite Race Course are of Vadodara. The project offers an unhindered view of the surroundings with the complete absence of any tall structures in the vicinity of the project site.

The luxury living project by Jayraj Builders comes with 80 per cent open space, of which 35 per cent is gardens. The 20 per cent space which has been utilized for construction houses the residential structures which provide the inhabitants with a premium experience.

Be it the design of the apartments, or the unrestricted view of the surroundings – it was love at first sight for me when I visited Aishwarya with a prospect to book an apartment. The open terraces, spacious apartments and stimulating gardens at the front – all fitted to my idea of a dream home.

I knew that this is it – my dream home.

I feel thankful to Jayraj Builders for giving me my dream home.

Jayesh Dave MD of Jayraj Builders Talks on how to Make Home Loan EMI’s More Affordable

A long-term financial commitment, home loan is an effective tool for people to fulfill the dream of owning a residential property. However, according to Jayesh Dave, MD of Jayraj Builders Vadodara, it is important to ensure your EMIs are within your budget and do not impact your monthly income. A wise borrower would plan his/her EMIs wisely in order to make the loan more affordable.

In a bid to make their home loan more affordable, most home buyers choose a long term loan that offers lower EMI, but end up paying more interest. We asked the Jayraj Builders MD about how people can effectively cut the cost of their home loan EMIs. Following are the simple tips listed by Jayesh Dave. Let’s take a look:

Choose a short-term loan

It is wise to opt for a short-term for home loans as it ensures a reduced long-term financial commitment. A 10-year loan is always better than a 20-year home loan as it results in a lower interest rate on your total amount. The monthly EMI you pay might be higher, but the interest will be less. A short-term tenure means the principal amount of your loan is paid faster, leading to lower interest rate because interest is calculated on the outstanding principal amount.

Reduce interest rate

You must always choose the lowest interest rate home loan to begin with. As you go ahead, you can refinance your loan if the interest rate is coming down.

Be quick to pay the principal

Make sure that you are paying the principal as quickly as possible. The lesser principal amount means lesser interest to be paid to the bank. Jayesh Dave suggests that if you have extra cash in hand then try to give it to the bank and get your principal amount reduced. Some buyers do this to cut down the EMI interest, making their loan more affordable.

More than one EMI

You can also pay more than one EMI during a particular month. This will reduce your loan tenure and interest cost as well. It will make you pay more but ultimately you will be benefited.

Higher EMI

With rise in your salary, you can choose to pay a higher amount of EMI. It is good to reduce your home loan interest burden. You can calculate the interest rate as per your home loan amount, tenure and interest to find out how much amount you are paying less by this step.

Compare interest rates

Banks will not reduce the interest rate to the existing home loan borrowers until they go there and ask them to do it and fill a form for the same. According to Jayraj Builders MD Jayesh Dave, if your existing bank does not reduce the interest rate, you need to find out a bank which is offering you lower interest rate and get your loan refinanced. You must also find out the charges for switching the loan before going ahead with refinancing.

We hope the above listed tips by Jayesh Dave would come handy to people with existing home loans, as well as to people who are looking forward to take a home loan.

Source: Jayesh Dave

Also Read : Investing In Smart city By Jayesh Dave

‘Aishwarya’ by Jayraj Builders: Luxury Housing at Prime Location in Vadodara

In the current real estate scenario, we often see buildings racing to touch the sky, with barely any space between them. This often culminates into the breach of the residents’ privacy, with someone’s balcony facing someone’s bedroom, or someone’s living room getting a live account of someone else’s kitchen.

One of the most famous projects by Vadodara-based Jayraj Builders, Aishwarya is aimed at saving its residents from such uneventful experiences. Caressed by fresh breezes from the Arabian Sea and bathed in rich sunlight, Aishwarya is located in the elite Race Course area of Vadodara. The project offers an unhindered view of the surroundings with the complete absence of any tall structures in the vicinity.

Built at the onset of the new millennium in the year 2000, Aishwarya won the “National Award for the Best Residential Project of the Year” by the Indian Institute of Architecture. The luxury living project by Jayraj Builders boasts of 80 per cent open space, out of which 35 per cent are gardens. The 20 per cent space which has been utilized for construction houses the residential structures. It provides the inhabitants with a premium experience.

The architectural planning and layouts of houses within Aishwarya have incorporated suggestions made by the customers of Jayraj Builders from their earlier projects. The internal layout of all homes facilitates easy movement. Spaces for utilities, which are often overlooked, are provided for in Aishwarya.

The most inherent factor contributing to the planning of the project, is the incorporation of an unrestricted view of the surroundings in the flats. Since the site is essentially surrounded by low rise bungalows and buildings, the goal has been achieved by Jayraj Builders through an ‘L’-shaped building that has all outward-looking flats.

With Aishwarya, Jayraj Builders has deviated from the restrictive nature of most high-rise buildings that do not have accessible open space from within their flats. The larger homes at the ends of Aishwarya have huge 100 sq ft open terraces, along with stimulating gardens at the front. Most of the smaller flats too, have open terraces, which is an essential requirement for the Indian way of living.

The penthouses in Jayraj Builders’ magnum opus are virtually ‘bungalows in the sky’. Each penthouse comes with double height living rooms, spacious entrance lobbies, and grander bedrooms. The master bedrooms are equipped with a dressing room and an attached toilet. The penthouses also have separate servants’ room, and more than 1,500 sq ft terrace gardens.

Loaded with luxurious amenities like Indian and western-style swimming pools, sauna & steam, Jacuzzi, gymnasium, and manicured gardens, Aishwarya by Jayraj Builders Vadodara promises the residents a premium living experience like no other.

Source: Indian Property Journal

Jayraj Builders Founder Talks Real Estate on Vadodara’s Smart City Transformation

One of the largest cities in Gujarat, Vadodara, is gradually being transformed into a smart city. The development that occurred throughout the last decade vouches for the major transformation good old ‘Baroda’ is undergoing. Realty experts believe that the credit for the changing face of the Banyan City goes to the latest building techniques used by the city’s leading real estate developers.

Founder of Jayraj Builders Vadodara, Jayesh Dave, while talking about the changing real estate scenario in the city, said, “The housing scheme started by the government for medium to low income groups has turned out to be a major influence in changing the face of the city. People are giving positive response to the concept of affordable housing.”

Areas like Sama, Sayajigunj, Kala Ghoda, and Akota are now being transformed into smart localities with the introduction of intelligent poles. The idea behind these poles is to provide Wi-Fi connectivity to every citizen at a good speed. These poles also have LED display centers to relay important messages and they will also have the provision for CCTVs.

Not just the local dwellers, but major investors from all across Gujarat are keen on capitalizing in these regions of Vadodara. Real estate experts believe that this huge change has been only possible due to the new technological advances made by Vadodara’s real estate developers. The likes of Jayraj Builders are following international standards while designing and constructing new residential properties.

According to Jayesh Dave, founder of Jayraj Builders, this year is witnessing a quantitative rise in Vadodara’s real estate market, when compared to the previous year. “The modernization of real estate sector through Vadodara Smart City Project has enticed more investors than ever,” Jayesh Dave added.

The emerging residential townships are resourced with several modern facilities like 24×7 water supply, uninterrupted power, 24×7 security with CCTV cameras, ample parking space, better sewage management, gymnasium and swimming pools, special play zones for kids, community hall, and well-maintained gardens for recreational purposes.

According to Jayesh Dave, the condition of Vadodara’s realty market has been seeing a positive stride owing to the rapidly progressing Smart City Project. “This benefits prospective home buyers to a great extent. Buildings under construction will feature latest technology and better amenities. This will provide the residents with a better experience,” he said.

Source : Horizon Cottages

Also Read : How To Make Homeloan EMI Affordable By Jayesh Dave

Jayraj Builders: An Expert Guide For Property Purchases

Owning a home or making an investment in property is deemed as a crucial decision. It involves various important questions which can be addressed by industry experts. . For making the best use of your financial resources, getting real property insights, and research at your own end is both essential, and recommended.

An expert’s opinion plays a major role in any property buying decision. A buyer can make an informed purchase with the help of property experts such as Jayraj Builders Vadodara, and land a perfect deal without making the finances dry.

Current realty trends show that Indian cities like Mumbai, Kolkata, Chennai, Delhi and other metropolitan cities are engaging prospective buyers the most. A similar scenario can also be seen in Tier-2 cities such as Ahmedabad, Bhopal, Coimbatore, Bhubaneshwar, etc.

With their smart city push, the cities host affordable housing for home buyers, making them a lucrative property market. The overall good infrastructure, sustainable living, and market viability are other attractive aspects of these realty markets.

Considering the state of Gujarat, Vadodara is thriving with realty development, and is amongst the emerging residential and commercial markets today. Jayraj Group, one of the prominent builders in the city, shares some essential tips for property buying:

Evaluate the marketable title of the building project you are planning to invest in
Professional advice should be taken before buying, selling, renting, real estate
If you wish to avail a home loan, it is always recommended to opt for a project which is financially approved by the bank
Considering the property layout, including its plinth area (Carpet Area + Thickness of the external walls of an apartment) is always advisable
Go for the property which is within the budget you have set, not exceeding it
Be careful in selecting your agent. Always select the one based on his experience

With the outpouring real estate investments and surplus options available, follow these valuable tips to make the most of your property purchase.

Source: Newshour

Also Read : How To Make Homeloan EMI Affordable By Jayesh Dave